The Original Portable Benefit

A Policy Proposal to Strengthen Social Security and Benefit Portability

Overview

Millions of workers in the U.S. rely on social policy to sustain them during challenging times—from unemployment to food insecurity, social safety net programs allow people to participate more fully in their lives and the economy despite financial uncertainty. As one of the foundational programs of the social safety net, Social Security ensures a basic level of financial support for people as they age. Shifting demographics combined with little policy change has pushed this program into crisis, with reserves predicted to be depleted as early as 2035 without intervention. Yet, Social Security presents a model of exactly the type of benefit workers need in the 21st century—portable across jobs and available to all workers. In order to offer actionable solutions and to illustrate the magnitude of the current crisis, the following proposal 1) mandates increased employer contributions to Social Security from medium and large employers, 2) requires companies relying heavily on independent contractors to contribute to Social Security on their behalf, and 3) allows and incentivizes additional contributions from small employers and self-employed workers.

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